Your Credit Score Matters
Get your FREE online credit evaluation now
Your Credit Score Matters
Get your FREE online credit evaluation now
Who This Is For
This service is ideal if you
Have collections, charge-offs, or late payments impacting approvals
Need to reduce inquiries, utilization, or overall risk signals
Preparing for business funding or a Major financing event
Want your credit profile structured the way lenders actually evaluate it
Who This Is For
Have collections, charge-offs, or late payments impacting approvals
Need to reduce inquiries, utilization, or overall risk signals
Preparing for business funding or a Major financing event
Want your credit profile structured the way lenders actually evaluate it
Frequently Asked Questions
Everything You Need to Know
Clear, Simple, and Ready to help you make smarter choices without the guesswork
What exactly is credit repair?
Credit repair is the process of identifying and addressing inaccurate, outdated, or unfair negative items on your credit report. This can include disputing errors, negotiating with creditors, and guiding you toward better credit habits that improve your score over time.
How long does credit repair take?
It depends on your situation. Some clients see improvements in as little as 30–60 days, while others may need several months of consistent work. Credit repair is not an overnight fix, but steady progress can lead to real, lasting results.
How much does credit repair cost?
Pricing depends on the level of service you need, but we keep it transparent and affordable. Remember: improving your credit can save you thousands in interest and fees over time, making it an investment in your financial future.
Will this service improve my credit score?
All of our clients experience a boost in their scores once errors are removed and credit utilization strategies are applied. Results vary, but improving your credit report that leads to a stronger score and better financial opportunities.
What types of negative items can be challenged?
Late payments, Collections, Charge-offs, Bankruptcies, Foreclosures, Judgments, Tax liens and Inaccurate personal information
What is the difference of Credit Repair vs Credit Restoration
Credit repair focuses on removing errors and negative items from your report, while credit restoration helps rebuild and strengthen your credit profile for the future
Frequently Asked Questions
Everything You Need to Know
Clear, Simple, and Ready to help you make smarter choices without the guesswork
What exactly is credit repair?
Credit repair is the process of identifying and addressing inaccurate, outdated, or unfair negative items on your credit report. This can include disputing errors, negotiating with creditors, and guiding you toward better credit habits that improve your score over time.
How long does credit repair take?
It depends on your situation. Some clients see improvements in as little as 30–60 days, while others may need several months of consistent work. Credit repair is not an overnight fix, but steady progress can lead to real, lasting results.
How much does credit repair cost?
Pricing depends on the level of service you need, but we keep it transparent and affordable. Remember: improving your credit can save you thousands in interest and fees over time, making it an investment in your financial future.
Will this service improve my credit score?
All of our clients experience a boost in their scores once errors are removed and credit utilization strategies are applied. Results vary, but improving your credit report that leads to a stronger score and better financial opportunities.
What types of negative items can be challenged?
Late payments, Collections, Charge-offs, Bankruptcies, Foreclosures, Judgments, Tax liens and Inaccurate personal information
What is the difference of Credit Repair vs Credit Restoration
Credit repair focuses on removing errors and negative items from your report, while credit restoration helps rebuild and strengthen your credit profile for the future
What We Actually Do
Credit Repair (If Needed)
Removal of negative items using proven dispute strategies.
Profile Optimization
Utilization management, inquiry reduction, and account structure.
Funding Preparation
Credit is optimized with future funding in mind, not just score increases.
What We Actually Do
Credit Repair (If Needed)
Removal of negative items using
proven dispute strategies.
Profile Optimization
Utilization management, inquiry
reduction, and account structure.
Funding Preparation
Credit is optimized with future funding in mind, not just score increases.
Next Step
To ensure this process makes sense for you, we start with a brief credit evaluation.
Complete the form below so we can review your situation and outline the best path forward.
Next Step
To ensure this process makes sense for you, we start with a brief credit evaluation.
Complete the form below so we can review your situation and outline the best path forward.
Real experiences from real clients
These are real experiences from people who went through our process. Results vary based on credit profile and individual circumstances.
"Finally understood my credit"
I had tried credit repair before and nothing really changed. This was the first time someone actually explained what mattered on my report and why certain things were hurting me. We focused on fixing the right items and structuring everything correctly instead of just disputing everything. My profile looks cleaner, stronger, and I feel confident moving forward now.
- Cris
"Credit first, then Funding"
What stood out was that we did not rush into applications. We focused on getting my credit positioned correctly first and then moved into funding when it made sense. Having a clear plan before doing anything saved me time, stress, and unnecessary inquiries. The process felt intentional instead of reactive.
- Brandon
"Better terms on my home loan"
I was preparing to buy a house and knew my credit needed work due to some collections and old mistakes. By cleaning up my credit, I was able to qualify more comfortably and lock in a better term. Over the life of the loan, that difference will save me thousands. I am happy I found Dakohta before buying my dream home.
- Samantha
Real experiences from real clients
These are real experiences from people who went through our process. Results vary based on credit profile and individual circumstances.
"Finally understood my credit"
I had tried credit repair before and nothing really changed. This was the first time someone actually explained what mattered on my report and why certain things were hurting me. We focused on fixing the right items and structuring everything correctly instead of just disputing everything. My profile looks cleaner, stronger, and I feel confident moving forward now.
- Cris
"Credit first, then Funding"
What stood out was that we did not rush into applications. We focused on getting my credit positioned correctly first and then moved into funding when it made sense. Having a clear plan before doing anything saved me time, stress, and unnecessary inquiries. The process felt intentional instead of reactive.
- Brandon
"Better terms on my home loan"
I was preparing to buy a house and knew my credit needed work due to some collections and old mistakes. By cleaning up my credit, I was able to qualify more comfortably and lock in a better term. Over the life of the loan, that difference will save me thousands. I am happy I found Dakohta before buying my dream home.
- Samantha
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